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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,643 | $95,895-36.8% | $79,576-23.8% | $134,509-54.9% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -21.41% | -2.72%-18.7pp | 0.15%-21.6pp | 418.13%-439.5pp |
| Employer contribution / active EE | $825 | $3,128-73.6% | $2,413-65.8% | $4,741-82.6% |
| Participant deferral / active EE | $2,877 | $4,693-38.7% | $3,985-27.8% | $6,400-55.0% |
| Admin fee / account holder | $1,613 | $9,129-82.3% | $6,834-76.4% | $11,427-85.9% |