Filed February 12, 2018 (most recent of 2 filings on file)
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| Provider | Service type | Compensation |
|---|---|---|
SPECTRUM INVESTMENT ADVISORS7 years Filed as: SPECTRUM INVESTMENT ADVISORS INC Service code 27 · EIN 39-1828175 | Advisory (Plan) | $39,299 |
Service code 64 · EIN 04-2647786 | Recordkeeping Fees | $30,461 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,987 | $78,562+34.9% | $105,608+0.4% | $74,429+42.4% |
| Participation rate | 50.0% | 72.8%-22.8pp | 75.3%-25.3pp | 67.2%-17.2pp |
| Annual return | 12.67% | 15.94%-3.3pp | 116.50%-103.8pp | 1368.38%-1355.7pp |
| Employer contribution / active EE | $2,475 | $2,521-1.8% | $3,167-21.9% | $2,625-5.7% |
| Participant deferral / active EE | $4,470 | $4,321+3.4% | $5,010-10.8% | $4,348+2.8% |
| Admin fee / account holder | $450 | $2,217-79.7% | $11,028-95.9% | $1,944-76.9% |