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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,665 | $57,350-15.1% | $83,850-42.0% | $64,181-24.2% |
| Participation rate | 93.8% | 68.6%+25.1pp | 76.1%+17.6pp | 69.6%+24.2pp |
| Annual return | -6.38% | 11.38%-17.8pp | 850.92%-857.3pp | 7.63%-14.0pp |
| Employer contribution / active EE | $526 | $2,545-79.3% | $3,631-85.5% | $2,381-77.9% |
| Participant deferral / active EE | $4,549 | $2,993+52.0% | $4,082+11.5% | $3,470+31.1% |
| Admin fee / account holder | $4,092 | $4,046+1.1% | $5,478-25.3% | $4,887-16.3% |