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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,220 | $60,139-33.1% | $90,461-55.5% | $79,856-49.6% |
| Participation rate | 93.3% | 65.0%+28.3pp | 72.7%+20.6pp | 69.6%+23.7pp |
| Annual return | 18.39% | 71.96%-53.6pp | 1294.76%-1276.4pp | 31.71%-13.3pp |
| Employer contribution / active EE | $1,433 | $2,069-30.7% | $3,264-56.1% | $2,471-42.0% |
| Participant deferral / active EE | $2,888 | $2,939-1.7% | $3,964-27.1% | $3,741-22.8% |
| Admin fee / account holder | $872 | $3,978-78.1% | $5,617-84.5% | $5,306-83.6% |