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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,110 | $100,901-65.2% | $75,501-53.5% | $147,586-76.2% |
| Participation rate | 100.0% | 77.1%+22.9pp | 72.4%+27.6pp | 82.8%+17.2pp |
| Annual return | 13.84% | 35.78%-21.9pp | 27.35%-13.5pp | 578.59%-564.8pp |
| Employer contribution / active EE | $1,868 | $3,253-42.6% | $2,352-20.6% | $4,876-61.7% |
| Participant deferral / active EE | $2,294 | $4,027-43.0% | $3,142-27.0% | $5,439-57.8% |
| Admin fee / account holder | $4,864 | $11,285-56.9% | $5,801-16.2% | $10,886-55.3% |