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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,062 | $81,334-16.3% | $113,397-40.0% | $64,097+6.2% |
| Participation rate | 96.4% | 65.6%+30.7pp | 76.5%+19.9pp | 55.2%+41.2pp |
| Annual return | 14.72% | 32.50%-17.8pp | 23.20%-8.5pp | 34.64%-19.9pp |
| Employer contribution / active EE | $1,137 | $2,077-45.2% | $2,977-61.8% | $1,891-39.9% |
| Participant deferral / active EE | $3,435 | $3,795-9.5% | $5,076-32.3% | $3,080+11.5% |
| Admin fee / account holder | $1,043 | $4,208-75.2% | $11,957-91.3% | $3,454-69.8% |