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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,141 | $88,707+200.0% | $74,184+258.8% | $273,972-2.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | -7.02% | 11.94%-19.0pp | 17.74%-24.8pp | 41.46%-48.5pp |
| Employer contribution / active EE | $17,967 | $3,159+468.7% | $2,370+658.1% | $4,869+269.0% |
| Participant deferral / active EE | $13,739 | $4,212+226.2% | $3,550+287.0% | $5,287+159.9% |
| Admin fee / account holder | $1,217 | $8,717-86.0% | $5,586-78.2% | $10,133-88.0% |