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| Provider | Service type | Compensation |
|---|---|---|
ASSOCIATED TRUST COMPANY3 years Service code 15 · EIN 30-0219031 | Recordkeeping | $35,504 |
THE VANGUARD GROUP, INC.3 years Service code 15 · EIN 23-1945930 | Recordkeeping | $5,281 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,664 | $76,696+26.0% | $96,538+0.1% | $71,529+35.1% |
| Participation rate | 96.7% | 66.6%+30.1pp | 74.3%+22.3pp | 67.9%+28.8pp |
| Annual return | 13.61% | 48.32%-34.7pp | 35.74%-22.1pp | 28.97%-15.4pp |
| Employer contribution / active EE | $2,650 | $3,032-12.6% | $3,740-29.2% | $2,590+2.3% |
| Participant deferral / active EE | $7,850 | $3,770+108.2% | $4,880+60.8% | $4,291+82.9% |
| Admin fee / account holder | $281 | $2,030-86.1% | $6,737-95.8% | $1,588-82.3% |