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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,609 | $126,661+35.5% | $113,397+51.3% | $138,895+23.6% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.5%+23.5pp | 79.9%+20.1pp |
| Annual return | 10.10% | 25.05%-15.0pp | 23.20%-13.1pp | 145.39%-135.3pp |
| Employer contribution / active EE | $1,779 | $3,456-48.5% | $2,977-40.2% | $4,194-57.6% |
| Participant deferral / active EE | $2,371 | $5,693-58.3% | $5,076-53.3% | $6,396-62.9% |
| Admin fee / account holder | $481 | $14,549-96.7% | $11,957-96.0% | $12,562-96.2% |