Retirement plan

S & S CYCLE, INC. PROFIT SHARING PLAN

Name: S & S CYCLE, INC. - S & S CYCLE, INC. PROFIT SHARING PLAN (2016) Form 5500
Creator: S & S CYCLE, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, S & S CYCLE, INC. PROFIT SHARING PLAN, S & S CYCLE, INC.

S & S CYCLE, INC.EIN 39-1179826Plan #002PY 2016

14025 COUNTY HIGHWAY G - VIOLA, WI 54664608-627-0717sscycle.comLinkedIn201-500 employeesautomotive

Prospect flagsLow employer contribution

How to read this page

Total assets (EOY)

$16.4M

No prior year

Total participants

302

No prior year

Average account balance

$56,410

No prior year

Annual return

10.08%

No prior year

Benchmarks

See 4,221 peers

Peer group

Industry33 - Manufacturing

Plan typeDefined contribution

Participants100-249

Cohort4,221 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$20.97M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$84K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

249

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

97.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.46M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.01%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$208

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
SPECTRUM INVESTMENT ADVISORS1+ years Service code 27 · EIN 39-1828175	Advisory (Plan)	$40,974
WELLS FARGO BANK, N.A.1+ years Service code 15 · EIN 94-1347393	Recordkeeping	$9,988

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$81K

$363 / participant

Other / not subdivided$81K100.0%

% of EOY assets

0.493%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: SVA CERTIFIED PUBLIC ACCOUNTANTS SC
Auditor EIN: 391203191
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$56,410

$60,165-6.2%

$74,184-24.0%

$55,167+2.3%

Participation rate

95.1%

74.2%+20.9pp

76.6%+18.4pp

69.0%+26.1pp

Annual return

10.08%

10.00%+0.1pp

17.74%-7.7pp

169.23%-159.1pp

Employer contribution / active EE

$325

$1,600-79.7%

$2,370-86.3%

$1,963-83.4%

Participant deferral / active EE

$2,029

$2,973-31.8%

$3,550-42.8%

$3,054-33.6%

Admin fee / account holder

$278

$419-33.7%

$5,586-95.0%

$504-44.8%

Provider

Service type

Compensation

SPECTRUM INVESTMENT ADVISORS1+ years

Service code 27 · EIN 39-1828175

Advisory (Plan)

$40,974

WELLS FARGO BANK, N.A.1+ years

Service code 15 · EIN 94-1347393

Recordkeeping

$9,988

S & S CYCLE, INC. PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

S & S CYCLE, INC. PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion