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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,338 | $77,920+299.6% | $149,723+107.9% | $75,177+314.1% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 10.99% | 31.72%-20.7pp | 134.50%-123.5pp | 160.75%-149.8pp |
| Employer contribution / active EE | $11,178 | $3,138+256.2% | $4,821+131.8% | $2,671+318.5% |
| Participant deferral / active EE | $6,100 | $3,411+78.8% | $5,682+7.3% | $4,126+47.8% |
| Admin fee / account holder | $4,493 | $5,951-24.5% | $13,215-66.0% | $5,651-20.5% |