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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,819 | $73,863+246.3% | $143,797+77.9% | $68,490+273.5% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -12.87% | 0.91%-13.8pp | -0.04%-12.8pp | -7.85%-5.0pp |
| Employer contribution / active EE | $10,564 | $3,185+231.7% | $4,952+113.3% | $2,597+306.8% |
| Participant deferral / active EE | $6,144 | $3,385+81.5% | $5,638+9.0% | $4,028+52.5% |
| Admin fee / account holder | $11,159 | $5,756+93.9% | $14,679-24.0% | $5,403+106.5% |