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| Provider | Service type | Compensation |
|---|---|---|
SPECTRUM INVESTMENT ADVISORS9+ years Filed as: SPECTRUM INVESTMENT ADVISORS INC Service code 26 6329 W MEQUON RD · MEQUON, WI 53092 | Advisory (Participants) | $62,583 |
Filed as: ONEAMERICA RETIREMENT SERVICES, LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $55,342 |
Filed as: SVA Service code 10 1221 JOHN Q HAMMONS DRIVE · MADISON, WI 53717 | Accounting | $12,000 |
MATRIX TRUST COMPANY3 years Service code 19 · EIN 75-3182674 | Securities Custodian | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,883 | $89,282-24.0% | $94,664-28.3% | $74,460-8.8% |
| Participation rate | 98.5% | 82.4%+16.1pp | 80.8%+17.7pp | 70.7%+27.8pp |
| Annual return | 16.49% | 25.96%-9.5pp | 156.84%-140.4pp | 34.38%-17.9pp |
| Employer contribution / active EE | $2,096 | $3,022-30.7% | $3,673-42.9% | $2,638-20.6% |
| Participant deferral / active EE | $6,915 | $8,425-17.9% | $7,417-6.8% | $4,530+52.7% |
| Admin fee / account holder | $236 | $219+8.1% | $7,222-96.7% | $348-32.0% |