Filed December 24, 2004
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $36,989 |
Service code 27 120 VANTIS STE 400 · ALISO VIEJO, CA 926562689 | Advisory (Plan) | $36,098 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,438 | $87,870-11.9% | $113,168-31.6% | $74,304+4.2% |
| Participation rate | 98.7% | 70.7%+27.9pp | 76.6%+22.1pp | 60.3%+38.3pp |
| Annual return | 16.84% | 26.44%-9.6pp | 24.27%-7.4pp | 29.43%-12.6pp |
| Employer contribution / active EE | $1,460 | $2,277-35.9% | $2,975-50.9% | $2,241-34.9% |
| Participant deferral / active EE | $4,873 | $4,241+14.9% | $5,107-4.6% | $3,767+29.3% |
| Admin fee / account holder | $342 | $3,368-89.9% | $12,068-97.2% | $2,969-88.5% |