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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,559 | $135,956-40.7% | $123,894-35.0% | $273,972-70.6% |
| Participation rate | 78.6% | 84.1%-5.5pp | 81.4%-2.8pp | 83.0%-4.4pp |
| Annual return | -1.80% | 56.63%-58.4pp | 47.52%-49.3pp | 41.46%-43.3pp |
| Employer contribution / active EE | $1,024 | $5,170-80.2% | $4,617-77.8% | $4,869-79.0% |
| Participant deferral / active EE | $3,701 | $6,343-41.7% | $5,984-38.2% | $5,287-30.0% |
| Admin fee / account holder | $10,982 | $9,817+11.9% | $8,357+31.4% | $10,133+8.4% |