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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,344 | $175,259+7.5% | $149,723+25.8% | $139,487+35.0% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 12.17% | 166.82%-154.7pp | 134.50%-122.3pp | 373.84%-361.7pp |
| Employer contribution / active EE | $14,977 | $5,478+173.4% | $4,821+210.6% | $4,755+215.0% |
| Participant deferral / active EE | $13,542 | $6,522+107.6% | $5,682+138.3% | $6,713+101.7% |
| Admin fee / account holder | $5,081 | $16,158-68.6% | $13,215-61.5% | $11,407-55.5% |