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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,306 | $202,342-49.9% | $172,753-41.4% | $152,909-33.7% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 38.94% | 1029.88%-990.9pp | 803.00%-764.1pp | 345.46%-306.5pp |
| Employer contribution / active EE | $2,356 | $5,857-59.8% | $5,144-54.2% | $4,764-50.5% |
| Participant deferral / active EE | $9,425 | $5,948+58.4% | $5,198+81.3% | $5,851+61.1% |
| Admin fee / account holder | $472 | $17,112-97.2% | $13,956-96.6% | $11,601-95.9% |