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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,255 | $198,457-54.5% | $170,435-47.0% | $147,586-38.8% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 13.24% | 257.30%-244.1pp | 205.94%-192.7pp | 578.59%-565.4pp |
| Employer contribution / active EE | $6,794 | $6,183+9.9% | $5,432+25.1% | $4,876+39.3% |
| Participant deferral / active EE | $4,524 | $5,629-19.6% | $4,939-8.4% | $5,439-16.8% |
| Admin fee / account holder | $6,041 | $16,852-64.2% | $13,881-56.5% | $10,886-44.5% |