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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,650 | $79,955-49.2% | $98,461-58.7% | $75,173-45.9% |
| Participation rate | 98.6% | 70.4%+28.3pp | 75.2%+23.5pp | 67.2%+31.4pp |
| Annual return | 9.83% | 19.75%-9.9pp | 21.17%-11.3pp | 160.72%-150.9pp |
| Employer contribution / active EE | $1,588 | $2,264-29.9% | $3,049-47.9% | $2,671-40.6% |
| Participant deferral / active EE | $2,371 | $3,752-36.8% | $4,738-50.0% | $4,126-42.5% |
| Admin fee / account holder | $10,082 | $6,841+47.4% | $8,961+12.5% | $5,651+78.4% |