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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,089 | $76,371-5.6% | $93,621-23.0% | $72,976-1.2% |
| Participation rate | 95.1% | 71.8%+23.3pp | 75.8%+19.2pp | 69.5%+25.6pp |
| Annual return | 15.07% | 25.82%-10.8pp | 32.76%-17.7pp | 81.02%-65.9pp |
| Employer contribution / active EE | $988 | $2,276-56.6% | $2,719-63.7% | $2,440-59.5% |
| Participant deferral / active EE | $2,970 | $3,538-16.1% | $4,070-27.0% | $3,608-17.7% |
| Admin fee / account holder | $8,992 | $6,839+31.5% | $7,890+14.0% | $5,124+75.5% |