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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,693 | $138,102-64.7% | $125,381-61.2% | $134,532-63.8% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -14.92% | 750.73%-765.6pp | 572.31%-587.2pp | 418.27%-433.2pp |
| Employer contribution / active EE | $905 | $5,245-82.8% | $4,815-81.2% | $4,741-80.9% |
| Participant deferral / active EE | $3,504 | $7,801-55.1% | $7,448-53.0% | $6,401-45.3% |
| Admin fee / account holder | $1,447 | $11,568-87.5% | $10,007-85.5% | $11,429-87.3% |