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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,559 | $157,296-41.8% | $141,191-35.2% | $152,897-40.1% |
| Participation rate | 83.3% | 84.8%-1.5pp | 82.5%+0.9pp | 82.5%+0.9pp |
| Annual return | 28.18% | 64.34%-36.2pp | 71.41%-43.2pp | 345.43%-317.2pp |
| Employer contribution / active EE | $1,432 | $5,262-72.8% | $4,736-69.8% | $4,764-69.9% |
| Participant deferral / active EE | $2,313 | $7,111-67.5% | $6,710-65.5% | $5,851-60.5% |
| Admin fee / account holder | $5,880 | $12,125-51.5% | $10,264-42.7% | $11,599-49.3% |