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| Provider | Service type | Compensation |
|---|---|---|
CLIFTONLARSONALLEN LLP1 year Filed as: CLIFTONLARSONALLEN WEALTH ADVISORS Service code 26 · EIN 41-0746749 | Advisory (Participants) | $12,090 |
Filed as: JOHN HANCOCK Service code 15 · EIN 01-0233346 | Recordkeeping | $812 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,813 | $73,009-55.1% | $90,756-63.8% | $68,495-52.1% |
| Participation rate | 73.8% | 70.8%+2.9pp | 75.7%-1.9pp | 67.9%+5.9pp |
| Annual return | -12.73% | -13.81%+1.1pp | -12.16%-0.6pp | -7.84%-4.9pp |
| Employer contribution / active EE | $678 | $2,193-69.1% | $2,922-76.8% | $2,596-73.9% |
| Participant deferral / active EE | $3,846 | $3,626+6.1% | $4,565-15.7% | $4,028-4.5% |
| Admin fee / account holder | $321 | $5,896-94.6% | $8,445-96.2% | $5,403-94.1% |