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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,309 | $84,236+68.9% | $170,435-16.5% | $70,126+102.9% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 9.17% | 23.06%-13.9pp | 205.94%-196.8pp | 73.15%-64.0pp |
| Employer contribution / active EE | $5,535 | $3,387+63.4% | $5,432+1.9% | $2,343+136.3% |
| Participant deferral / active EE | $6,946 | $3,086+125.1% | $4,939+40.6% | $3,332+108.5% |
| Admin fee / account holder | $7,020 | $5,698+23.2% | $13,881-49.4% | $4,645+51.1% |