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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,482 | $162,812-48.1% | $133,971-36.9% | $158,966-46.9% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | -3.94% | 41.94%-45.9pp | 45.09%-49.0pp | 302.95%-306.9pp |
| Employer contribution / active EE | $1,413 | $4,976-71.6% | $3,919-63.9% | $4,762-70.3% |
| Participant deferral / active EE | $1,848 | $5,910-68.7% | $5,047-63.4% | $5,983-69.1% |
| Admin fee / account holder | $33,186 | $11,741+182.7% | $8,929+271.7% | $11,250+195.0% |