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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,177 | $144,130+7.7% | $117,861+31.7% | $147,586+5.1% |
| Participation rate | 83.3% | 83.4%-0.1pp | 79.7%+3.7pp | 82.8%+0.5pp |
| Annual return | 14.70% | 531.20%-516.5pp | 335.11%-320.4pp | 578.59%-563.9pp |
| Employer contribution / active EE | $11,375 | $4,897+132.3% | $3,786+200.4% | $4,876+133.3% |
| Participant deferral / active EE | $2,260 | $5,316-57.5% | $4,482-49.6% | $5,439-58.4% |
| Admin fee / account holder | $8,680 | $10,887-20.3% | $8,021+8.2% | $10,886-20.3% |