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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,862 | $112,121-66.2% | $95,960-60.5% | $158,966-76.2% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 3.38% | 171.16%-167.8pp | 91.63%-88.3pp | 302.95%-299.6pp |
| Employer contribution / active EE | $973 | $3,199-69.6% | $2,541-61.7% | $4,762-79.6% |
| Participant deferral / active EE | $4,298 | $4,784-10.2% | $4,167+3.2% | $5,983-28.2% |
| Admin fee / account holder | $13,145 | $10,135+29.7% | $6,797+93.4% | $11,250+16.8% |