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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,384 | $103,392-54.2% | $87,104-45.6% | $152,897-69.0% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.9%+23.1pp | 82.5%+17.5pp |
| Annual return | 9.19% | 28.10%-18.9pp | 28.19%-19.0pp | 345.43%-336.2pp |
| Employer contribution / active EE | $744 | $3,221-76.9% | $2,521-70.5% | $4,764-84.4% |
| Participant deferral / active EE | $3,803 | $4,778-20.4% | $4,048-6.1% | $5,851-35.0% |
| Admin fee / account holder | $11,575 | $12,194-5.1% | $7,491+54.5% | $11,599-0.2% |