Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,661 | $80,985-70.8% | $96,576-75.5% | $75,181-68.5% |
| Participation rate | 40.5% | 71.8%-31.2pp | 76.0%-35.4pp | 67.2%-26.7pp |
| Annual return | 14.73% | 27.05%-12.3pp | 25.87%-11.1pp | 160.69%-146.0pp |
| Employer contribution / active EE | $272 | $2,282-88.1% | $2,965-90.8% | $2,671-89.8% |
| Participant deferral / active EE | $1,863 | $3,929-52.6% | $4,851-61.6% | $4,126-54.8% |
| Admin fee / account holder | $1,779 | $6,719-73.5% | $8,253-78.4% | $5,650-68.5% |