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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,924 | $154,209-73.5% | $130,062-68.5% | $139,487-70.7% |
| Participation rate | 87.5% | 82.0%+5.5pp | 78.5%+9.0pp | 80.3%+7.2pp |
| Annual return | 8.58% | 32.52%-23.9pp | -137.37%+146.0pp | 373.84%-365.3pp |
| Employer contribution / active EE | $2,742 | $5,292-48.2% | $4,322-36.6% | $4,755-42.3% |
| Participant deferral / active EE | $5,685 | $6,709-15.3% | $5,821-2.3% | $6,713-15.3% |
| Admin fee / account holder | $51,659 | $13,988+269.3% | $10,601+387.3% | $11,407+352.9% |