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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,203 | $152,619-12.7% | $125,195+6.4% | $152,909-12.9% |
| Participation rate | 88.9% | 83.3%+5.5pp | 79.8%+9.1pp | 82.5%+6.4pp |
| Annual return | 15.96% | 54.85%-38.9pp | 43.79%-27.8pp | 345.46%-329.5pp |
| Employer contribution / active EE | $2,204 | $4,947-55.5% | $3,866-43.0% | $4,764-53.7% |
| Participant deferral / active EE | $2,779 | $5,869-52.7% | $4,937-43.7% | $5,851-52.5% |
| Admin fee / account holder | $956 | $13,437-92.9% | $9,704-90.1% | $11,601-91.8% |