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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $557,691 | $99,345+461.4% | $84,753+558.0% | $273,972+103.6% |
| Participation rate | 85.7% | 80.7%+5.0pp | 76.6%+9.1pp | 83.0%+2.7pp |
| Annual return | 8.79% | 22.93%-14.1pp | 22.78%-14.0pp | 41.46%-32.7pp |
| Employer contribution / active EE | $19,037 | $4,214+351.8% | $3,574+432.6% | $4,869+291.0% |
| Participant deferral / active EE | $3,871 | $4,270-9.3% | $3,712+4.3% | $5,287-26.8% |
| Admin fee / account holder | $1,793 | $6,645-73.0% | $5,333-66.4% | $10,133-82.3% |