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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,419 | $83,908+283.1% | $68,509+369.2% | $125,389+156.3% |
| Participation rate | 100.0% | 78.2%+21.8pp | 74.7%+25.3pp | 83.2%+16.8pp |
| Annual return | -0.56% | 14.48%-15.0pp | 8.27%-8.8pp | 282.24%-282.8pp |
| Employer contribution / active EE | $5,870 | $3,031+93.7% | $2,278+157.7% | $4,866+20.6% |
| Participant deferral / active EE | $7,124 | $4,125+72.7% | $3,382+110.6% | $5,352+33.1% |
| Admin fee / account holder | $386 | $8,982-95.7% | $5,275-92.7% | $9,541-96.0% |