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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,928 | $48,364+9.4% | $71,796-26.3% | $62,881-15.8% |
| Participation rate | 80.6% | 60.6%+19.9pp | 69.1%+11.4pp | 69.3%+11.3pp |
| Annual return | 4.78% | 13.16%-8.4pp | 78.04%-73.3pp | 20.14%-15.4pp |
| Employer contribution / active EE | $451 | $1,042-56.7% | $1,924-76.6% | $2,281-80.2% |
| Participant deferral / active EE | $2,371 | $2,091+13.4% | $2,794-15.1% | $3,203-26.0% |
| Admin fee / account holder | $8,504 | $3,771+125.5% | $4,815+76.6% | $4,296+98.0% |