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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,714 | $99,079+8.7% | $78,002+38.1% | $273,972-60.7% |
| Participation rate | 42.9% | 78.6%-35.7pp | 75.5%-32.7pp | 83.0%-40.2pp |
| Annual return | 6.57% | 217.93%-211.4pp | 425.99%-419.4pp | 41.46%-34.9pp |
| Employer contribution / active EE | $973 | $3,308-70.6% | $2,470-60.6% | $4,869-80.0% |
| Participant deferral / active EE | $1,563 | $4,306-63.7% | $3,497-55.3% | $5,287-70.4% |
| Admin fee / account holder | $279 | $8,954-96.9% | $5,481-94.9% | $10,133-97.3% |