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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,672 | $49,280-9.4% | $67,313-33.6% | $64,173-30.4% |
| Participation rate | 78.6% | 60.8%+17.8pp | 69.1%+9.5pp | 69.6%+9.0pp |
| Annual return | 6.94% | -1.39%+8.3pp | -4.08%+11.0pp | 7.63%-0.7pp |
| Employer contribution / active EE | $1,077 | $1,668-35.4% | $2,566-58.0% | $2,381-54.8% |
| Participant deferral / active EE | $2,549 | $2,484+2.6% | $3,568-28.6% | $3,470-26.5% |
| Admin fee / account holder | $644 | $3,863-83.3% | $4,507-85.7% | $4,887-86.8% |