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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,613 | $138,312+98.5% | $122,979+123.3% | $155,188+77.0% |
| Participation rate | 100.0% | 80.2%+19.8pp | 77.2%+22.8pp | 80.8%+19.2pp |
| Annual return | 11.77% | 22.06%-10.3pp | 20.12%-8.3pp | 148.84%-137.1pp |
| Employer contribution / active EE | $15,359 | $3,530+335.1% | $3,062+401.5% | $4,248+261.6% |
| Participant deferral / active EE | $2,320 | $5,592-58.5% | $5,003-53.6% | $6,531-64.5% |
| Admin fee / account holder | $178,542 | $15,089+1083.2% | $12,864+1287.9% | $14,480+1133.0% |