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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,055 | $77,816-21.5% | $123,552-50.6% | $64,173-4.9% |
| Participation rate | 78.4% | 74.7%+3.7pp | 82.3%-3.9pp | 69.6%+8.9pp |
| Annual return | -3.14% | 12.49%-15.6pp | 119.20%-122.3pp | 7.63%-10.8pp |
| Employer contribution / active EE | $546 | $3,014-81.9% | $4,628-88.2% | $2,381-77.1% |
| Participant deferral / active EE | $3,354 | $5,240-36.0% | $6,426-47.8% | $3,470-3.3% |
| Admin fee / account holder | $14,039 | $5,519+154.4% | $9,285+51.2% | $4,887+187.3% |