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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,275 | $67,411+42.8% | $91,004+5.8% | $70,126+37.3% |
| Participation rate | 89.5% | 71.4%+18.1pp | 75.6%+13.9pp | 69.5%+19.9pp |
| Annual return | 11.38% | -40.16%+51.5pp | 4.60%+6.8pp | 73.15%-61.8pp |
| Employer contribution / active EE | $922 | $1,786-48.4% | $2,456-62.5% | $2,343-60.7% |
| Participant deferral / active EE | $3,346 | $2,823+18.5% | $3,548-5.7% | $3,332+0.4% |
| Admin fee / account holder | $3,373 | $4,236-20.4% | $5,417-37.7% | $4,645-27.4% |