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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $649,631 | $135,639+378.9% | $110,241+489.3% | $135,382+379.9% |
| Participation rate | 84.6% | 83.5%+1.2pp | 79.8%+4.8pp | 82.6%+2.0pp |
| Annual return | -4.74% | 513.21%-517.9pp | 314.75%-319.5pp | 519.77%-524.5pp |
| Employer contribution / active EE | $6,831 | $4,907+39.2% | $3,827+78.5% | $4,779+43.0% |
| Participant deferral / active EE | $3,920 | $5,507-28.8% | $4,672-16.1% | $5,609-30.1% |
| Admin fee / account holder | $32,816 | $11,457+186.4% | $8,548+283.9% | $10,829+203.0% |