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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,250 | $76,371+5.1% | $93,621-14.3% | $72,975+10.0% |
| Participation rate | 100.0% | 71.8%+28.2pp | 75.8%+24.2pp | 69.5%+30.5pp |
| Annual return | 1.92% | 25.82%-23.9pp | 32.76%-30.8pp | 81.01%-79.1pp |
| Employer contribution / active EE | $7,658 | $2,276+236.5% | $2,719+181.7% | $2,440+213.8% |
| Participant deferral / active EE | $5,376 | $3,538+51.9% | $4,070+32.1% | $3,608+49.0% |
| Admin fee / account holder | $12,506 | $6,839+82.9% | $7,890+58.5% | $5,124+144.1% |