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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,555 | $67,411+23.9% | $91,004-8.2% | $70,126+19.2% |
| Participation rate | 100.0% | 71.4%+28.6pp | 75.6%+24.4pp | 69.5%+30.5pp |
| Annual return | 10.57% | -40.16%+50.7pp | 4.60%+6.0pp | 73.15%-62.6pp |
| Employer contribution / active EE | $6,867 | $1,786+284.5% | $2,456+179.6% | $2,343+193.1% |
| Participant deferral / active EE | $4,602 | $2,823+63.0% | $3,548+29.7% | $3,332+38.1% |
| Admin fee / account holder | $2,317 | $4,236-45.3% | $5,417-57.2% | $4,645-50.1% |