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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,117 | $97,732+214.2% | $83,831+266.4% | $135,380+126.9% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -14.38% | 1287.56%-1301.9pp | 850.99%-865.4pp | 519.81%-534.2pp |
| Employer contribution / active EE | $21,521 | $4,222+409.7% | $3,631+492.7% | $4,779+350.3% |
| Participant deferral / active EE | $21,979 | $4,683+369.4% | $4,082+438.4% | $5,609+291.8% |
| Admin fee / account holder | $1,419 | $6,675-78.7% | $5,479-74.1% | $10,828-86.9% |