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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,519 | $60,349+116.3% | $74,184+75.9% | $62,881+107.6% |
| Participation rate | 93.3% | 72.7%+20.6pp | 76.6%+16.7pp | 69.3%+24.0pp |
| Annual return | 4.56% | 21.38%-16.8pp | 17.74%-13.2pp | 20.14%-15.6pp |
| Employer contribution / active EE | $2,218 | $1,680+32.0% | $2,370-6.4% | $2,281-2.7% |
| Participant deferral / active EE | $5,171 | $2,856+81.0% | $3,550+45.7% | $3,203+61.4% |
| Admin fee / account holder | $12,423 | $4,261+191.6% | $5,586+122.4% | $4,296+189.2% |