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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,252 | $60,349-33.3% | $74,184-45.7% | $62,881-36.0% |
| Participation rate | 67.4% | 72.7%-5.3pp | 76.6%-9.2pp | 69.3%-1.9pp |
| Annual return | 6.54% | 21.38%-14.8pp | 17.74%-11.2pp | 20.14%-13.6pp |
| Employer contribution / active EE | $517 | $1,680-69.2% | $2,370-78.2% | $2,281-77.3% |
| Participant deferral / active EE | $2,252 | $2,856-21.2% | $3,550-36.6% | $3,203-29.7% |
| Admin fee / account holder | $4,041 | $4,261-5.2% | $5,586-27.7% | $4,296-5.9% |