| Provider | Service type | Compensation |
|---|---|---|
Filed as: ONEAMERICA RETIREMENT SERVICES LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $271,053 |
UBS FINANCIAL SERVICES INC2+ years Filed as: UBS FINANCIAL SERVICES, INC. Service code 27 · EIN 13-2638166 | Advisory (Plan) | $42,639 |
BMO HARRIS BANK NA2+ years Filed as: BMO HARRIS BANK, N.A. Service code 19 · EIN 36-2085229 | Securities Custodian | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,377 | $38,963-11.8% | $71,793-52.1% | $329,111-89.6% |
| Participation rate | 8.9% | 53.8%-44.9pp | 69.1%-60.2pp | 67.9%-59.0pp |
| Annual return | 7.34% | 9.85%-2.5pp | 78.04%-70.7pp | 16.35%-9.0pp |
| Employer contribution / active EE | $0 | $758-100.0% | $1,924-100.0% | $2,303-100.0% |
| Participant deferral / active EE | $253 | $1,286-80.3% | $2,794-90.9% | $3,682-93.1% |
| Admin fee / account holder | $98 | $50+94.2% | $4,815-98.0% | $754-87.0% |