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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,369 | $62,583-25.9% | $76,767-39.6% | $64,173-27.7% |
| Participation rate | 71.6% | 72.8%-1.2pp | 77.0%-5.4pp | 69.6%+2.0pp |
| Annual return | -5.82% | -1.95%-3.9pp | 2.43%-8.2pp | 7.63%-13.5pp |
| Employer contribution / active EE | $722 | $1,832-60.6% | $2,485-71.0% | $2,381-69.7% |
| Participant deferral / active EE | $1,665 | $3,145-47.1% | $3,852-56.8% | $3,470-52.0% |
| Admin fee / account holder | $825 | $4,667-82.3% | $6,675-87.6% | $4,887-83.1% |