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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,248 | $60,349+192.0% | $74,184+137.6% | $62,881+180.3% |
| Participation rate | 97.6% | 72.7%+24.8pp | 76.6%+20.9pp | 69.3%+28.3pp |
| Annual return | 3.64% | 21.38%-17.7pp | 17.74%-14.1pp | 20.14%-16.5pp |
| Employer contribution / active EE | $11,694 | $1,680+595.9% | $2,370+393.4% | $2,281+412.7% |
| Participant deferral / active EE | $8,308 | $2,856+190.9% | $3,550+134.0% | $3,203+159.4% |
| Admin fee / account holder | $8,317 | $4,261+95.2% | $5,586+48.9% | $4,296+93.6% |