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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,515 | $106,280+115.0% | $96,538+136.7% | $139,487+63.8% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 13.25% | 38.48%-25.2pp | 35.74%-22.5pp | 373.84%-360.6pp |
| Employer contribution / active EE | $3,157 | $4,107-23.1% | $3,740-15.6% | $4,755-33.6% |
| Participant deferral / active EE | $6,427 | $5,457+17.8% | $4,880+31.7% | $6,713-4.3% |
| Admin fee / account holder | $1,749 | $7,888-77.8% | $6,737-74.0% | $11,407-84.7% |