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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,693 | $124,351+87.1% | $109,188+113.1% | $167,553+38.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 12.27% | 26.04%-13.8pp | 25.76%-13.5pp | 478.89%-466.6pp |
| Employer contribution / active EE | $3,047 | $4,210-27.6% | $3,723-18.2% | $4,840-37.0% |
| Participant deferral / active EE | $6,280 | $5,257+19.5% | $4,654+34.9% | $6,343-1.0% |
| Admin fee / account holder | $1,595 | $7,975-80.0% | $6,755-76.4% | $12,316-87.1% |